You'll finish with: Straight answers out of your books, without touching them.
Accounting is the highest-value connector and the one people are most nervous about. Rightly — so here's the version that's actually true.
The good news, and it's bigger than it sounds. The Xero connector is read-only. Claude can look at your books and answer questions about them. It cannot create an invoice, edit one, post a transaction, or change anything at all. The thing everyone is nervous about is not on the table.
All things you currently open Xero and click around for. That is the whole product, and it is worth more than it looks — most people spend more time looking things up in their accounting system than changing anything in it.
The loop that actually exists
1. You ask"What have we billed the Henderson job so far?"2. It readsYour live Xero data. Read-only.3. It answersWith the figures, and a link back into Xero4. You actIn Xero, by hand, as you always haveClaude can still do the thinking part — it just can't put it in Xero. Ask it to work out the line items from your job file and your offers.md rate, and it will hand you the numbers. You type them into Xero.
That sounds like a downgrade. It is also the gate the last chapter told you to build, except you don't have to build it: there is no path by which Claude sends an invoice to a client, because there is no path by which Claude touches an invoice at all.
Read-only means exactly what it says — Claude can look, and cannot change. When you connect Xero it asks for permission to read your data and nothing else. If you ever see a Claude connector asking for write access to your accounting system, stop and read the permission screen properly before you agree.
You ask something you'd normally open Xero to find, and the number matches. The line items it works out for a job match the rate in your offers file.
If the rate is invented rather than taken from your offers file, offers.md isn't being read — go back to Foundations chapter 04. And if you were expecting a draft invoice to appear in Xero: it won't, and no prompt will make it. That's the connector, not you.
Reading everywhere, writing gated — and in accounting's case, gated by the connector itself. Check what each of your connectors can actually change before you plan a workflow around it.